Insurance for Beauty Therapists & Training Providers
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Insurance for Beauty Therapists & Training Providers
As a beauty therapist or training provider, insurance is not optional, it is essential. Unforeseen events happen even to the most professional practitioners, and the rise of no win no fee culture means that even minor incidents can result in significant financial and reputational consequences. We strongly recommend that all practitioners and training providers hold appropriate insurance coverage at all times.
Do I need to be an IPHM member to access insurance?
No. You can contact any of the providers listed below directly. However IPHM members benefit from negotiated discounts with selected providers and access to a wider range of options through the members dashboard. Please note that discount levels vary by provider and are subject to change. Always check your members dashboard for current rates.
I qualified through a distance learning course. Can I still get insurance?
Yes, you can still join IPHM. Whether you can obtain insurance will depend on the specific course you completed. Some providers require evidence of face to face training for certain treatments. We recommend contacting providers directly to confirm before committing.
Can I get insurance outside the UK?
Yes. Our recommended providers cover members across the UK, Ireland, Australia, New Zealand and most of Europe. You are always free to choose any provider that suits your needs. Showing proof of IPHM membership will usually work in your favour, but IPHM makes no guarantees. If you find a provider you're happy with that isn't listed here, let us know and we will consider adding them as a resource for other members.
A note on our independence
IPHM's primary focus is and always will be maintaining high standards in the holistic and beauty sector. The insurance providers listed on this page have been included because we believe they are a genuine fit for practitioners in this industry.
Please be aware that IPHM may receive a referral fee from some providers listed on this page. This does not influence our accreditation decisions in any way, and we always encourage you to compare your options before committing. You are never obligated to use any provider we list.
Disclaimer: IPHM is not responsible for the content of external websites or the products and services they offer. All insurance queries should be directed to the provider concerned. Information provided on this page is offered as a service only.
If you are an IPHM member request your insurance via the members dashboard to get a quote with discount.
For Beauty Therapists & Training Providers
Recommended by IPHM Beauty
IPHM Accredited Members Only
At Insync Beauty our aim is simple – to provide highly competitive and comprehensive insurance products to the Beauty industry.
everywhen Beauty insurance
Recommended by IPHM Beauty
Professional liability insurance from Everywhen includes:
- Professional indemnity
- Public and product liability
- Libel and slander protection
As well as:
- Zero excess for professional liability claims
- Work where you want (excl. USA, Canada and sanctioned territories)
- No upper age limits
- Flexible cover (choose the level of liability to suit your work and your future)
From accidents and disputes to negligence claims and confidentiality breaches with cover designed to protect you.
Markel Business Hub
To help you with legal support, you will be given access to the Markel Business Hub.
This online resource includes legal templates, expert guides, and business tools that are tailored to your profession.
Benefits include:
- 24/7 legal helpline
- Pre-hearing representation
- Fitness to practise hearing defence
- HMRC tax investigation support
The services provided through Markel Business Hub are not authorised or regulated by the Financial Conduct Authority.
Everywhen is a trading name of Advisory Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 313250). Registered in England and Wales, Company No. 4043759. Registered address: 2 Minster Court, Mincing Lane, London, EC3R 7PD.
Westminster Holistic Insurance Broker
Westminster Indemnity offers comprehensive cover for most correspondence and distance education courses. It is essential that all Practising Therapists hold appropriate insurance to cover themselves and their clients.
UK - EUROPE visit - Insurance Enquiry
USA - CANADA Visit: https://westminster.global/
United Arab Emirates Insurance Providers
https://salama.ae/public-liability-insurance/ SALAMA
https://www.tmnf.ae/main/public-liability - Tokio Marine Nichido
https://www.giggulf.ae/en/business/products/liability-insurance - AXA
Disclaimer: IPHM wish to make it clear that we are not responsible for the content of external websites that you may link to and the products or services that they offer.
Important Notice: All insurance quotes and queries should be directed to the insurance provider concerned. IPHM are not responsible for any insurance providers or quotes, these contacts have been provided as a service only.
For Australia public liability please contact: https://www.bizcover.com.au/
Did you know? As a signed up member you can use the IPHM Logo on your website, stationery, or blog/social media pages.