Insurance for Beauty Therapists & Training Providers
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Insurance for Beauty Therapists & Training Providers
As a beauty therapist or training provider, insurance is not optional, it is essential. Unforeseen events happen even to the most professional practitioners, and the rise of no win no fee culture means that even minor incidents can result in significant financial and reputational consequences. We strongly recommend that all practitioners and training providers hold appropriate insurance coverage at all times.
Need to show your training? You can download your IPHM CPD record as a PDF at any time from your members dashboard and share it with anyone who asks for evidence of your learning.
Do I need to be an IPHM member to access insurance?
No. You can contact any of the providers listed below directly. However IPHM members benefit from negotiated discounts with selected providers and access to a wider range of options through the members dashboard. Please note that discount levels vary by provider and are subject to change. Always check your members dashboard for current rates.
I qualified through a distance learning course. Can I still get insurance?
Yes, you can still join IPHM. Whether you can obtain insurance will depend on the specific course you completed. Some providers require evidence of face to face training for certain treatments. We recommend contacting providers directly to confirm before committing.
Can I get insurance outside the UK?
Yes. Our recommended providers cover members across the UK, Ireland, Australia, New Zealand and most of Europe. You are always free to choose any provider that suits your needs. Showing proof of IPHM membership will usually work in your favour, but IPHM makes no guarantees. If you find a provider you're happy with that isn't listed here, let us know and we will consider adding them as a resource for other members.
A note on our independence
IPHM's primary focus is and always will be maintaining high standards in the holistic and beauty sector. The insurance providers listed on this page have been included because we believe they are a genuine fit for practitioners in this industry.
Please be aware that IPHM may receive a referral fee from some providers listed on this page. This does not influence our accreditation decisions in any way, and we always encourage you to compare your options before committing. You are never obligated to use any provider we list.
Disclaimer: IPHM is not responsible for the content of external websites or the products and services they offer. All insurance queries should be directed to the provider concerned. Information provided on this page is offered as a service only.
If you are an IPHM member request your insurance via the members dashboard to get a quote with discount.
everywhen Beauty insurance
Recommended by IPHM Beauty
Specialist Insurance for Hair & Beauty Professionals and Students
Everywhen has been supporting professionals in the hair, beauty and wellbeing sector for more than 20 years, providing reliable, specialist protection tailored to the treatments you offer. Whether you’re running a training academy, working from home, renting a chair, or offering mobile services, we make it simple to get the right cover in place.
What’s Included in Your Cover
Public & Product Liability - up to £5 million
Protection if a client or member of the public suffers an injury or property damage during your work or because of a product you use or supply.
Treatment Liability - up to £1 million
Cover for claims that arise directly from the professional treatments you provide - essential for anyone delivering or teaching beauty or holistic treatments.
Health & Safety Portal Access
Get instant access to an online portal filled with useful tools, templates and guidance to help you meet your legal responsibilities and run your business safely.
Suitable for a Wide Range of Treatments
Our insurance is designed to support a broad selection of services, including:
- Nail packages
- Hairdressing
- Beauty therapy
- And more…
If your academy teaches it - there’s a very good chance we can cover it.
Perfect for All Ways of Working
Wherever and however you operate, we’ve got you covered:
- Working from home
- Renting a chair or treatment room
- Mobile and freelance professionals
- Training academies and students
Get Your Quote Online in Minutes
It only takes a few steps to get a tailored quote - Click the link below
Prefer to speak to someone?
Call our UK-based team: 0330 822 1124
Why Choose Everywhen?
- Over 20 years of experience supporting the hair & beauty industry
- Clear, specialist cover designed around the way you work
- Support from a team who understand your treatments, clients and business needs
- Quick, easy quote & buy journey
Protect Your Business With Confidence
Whether you’re a student just starting your journey or preparing to work professionally, we’re here to help you protect your clients, your reputation and your future career.
Westminster Holistic Insurance Broker
Westminster Indemnity offers comprehensive cover for most correspondence and distance education courses. It is essential that all Practising Therapists hold appropriate insurance to cover themselves and their clients.
UK - EUROPE visit - Insurance Enquiry
USA - CANADA Visit: https://westminster.global/
For Beauty Therapists & Training Providers
Recommended by IPHM Beauty
IPHM Accredited Members Only
At Insync Beauty our aim is simple – to provide highly competitive and comprehensive insurance products to the Beauty industry.
United Arab Emirates Insurance Providers
https://salama.ae/public-liability-insurance/ SALAMA
https://www.tmnf.ae/main/public-liability - Tokio Marine Nichido
https://www.giggulf.ae/en/business/products/liability-insurance - AXA
Disclaimer: IPHM wish to make it clear that we are not responsible for the content of external websites that you may link to and the products or services that they offer.
Important Notice: All insurance quotes and queries should be directed to the insurance provider concerned. IPHM are not responsible for any insurance providers or quotes, these contacts have been provided as a service only.
For Australia public liability please contact: https://www.bizcover.com.au/
IPHM Members can get discounted insurance from our preferred Insurance Providers.